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Financing Options

From No Interest Payments To Flexible Loans And Income Share Programs

Climb Credit
Climb Credit Payment Plans Meritize
Level Effect
Pay in Full
Level Effect
Custom Payment Plan via MIA Share
Financing Details - interest rates subject to change. Please note we do not provide professional financial advice.
Credit Score Impact
Any potential impact to your credit score when applying to a financing option.
No impact for applying
No impact for applying
No impact for applying
No impact for applying
The number of months in the financing option.
36 months
6, 12, 18, 24 months
18, 36, 60 months
1 to 18 months
Interest Rates
Typical range of interest applied on financing option. *Please note for Climb Credit Loans - Annual percentage rates (“APRs”) on Climb loans range from 0.00%–26.47%. Interest rate caps may be lower in some states due to state requirements. APRs are charged for borrowing and are expressed as a percentage that represents the actual yearly cost of funds over the term of a loan. The APR includes a 5% origination fee, where permissible.
0% - 26.47%*
4.44% - 26.29%
Deposit Required
The Cyber Defense Analyst Bootcamp requires a non-refundable $1,000 deposit to reserve your seat.
Approval Odds
Approval percentage by financing option.
Credit worthiness dependent
100% approval
Credit worthiness dependent
Tuition Discounts
Discounts off of tuition by financing option. Financing discounts stack on top of other discounts.

$1000 off Pay in Full cannot be combined with VetSec discount.
$500 OFF
$1,000 OFF
Early Bird $500 Discount
If you register 4 weeks before the course start date we'll grant an additional $500 discount that stacks with others.
First Responder $500 Discount
“First Responder” includes a firefighter, law enforcement officer, paramedic, or emergency medical technician.
VetSec Members $2,500 Discount
You must be Active-Duty or a Veteran and a member of VetSec to receive this discount.

See our Cyber Defense Analyst Bootcamp page on how to register with VetSec.

*Cannot be used with other discounts.
Payments Begin
When payment typically start for the financing option.
Course start
Course start
Course start
Course Start
  Apply Apply Apply Apply

Discovery call with us

Apply to financing option

Get approved and finalize application

Pay required deposit to Level Effect

Begin cohort onboarding

Cohort Starts

Depending on financing option chosen, begin making payments.

Financing isn't an option for everyone

We understand that some individuals don't have the option to utilize financing to change their career trajectory. We've formed our own scholarship to help those who need support in funding their career change. If this sounds like you, please read more about our Open Doors Scholarship.

Learn More